Hi, thanks for stopping by! I'm Austin Foss, Senior Loan Officer
with American Capital Mortgage Group. My goal is to help you find the mortgage program perfect for you, while also giving you the white-glove service you deserve! 

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Austin FossSenior Loan Officer

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Whether you're buying your first home, your dream home or an investment property, we have a mortgage solution for you. Get your custom rate quote today.

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Are you looking to change your current terms, tap in to the equity in your house, or a little bit of both? We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

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Our Secure Application takes about 10 minutes to complete, and is required for a Pre-Approval. You will be contacted once your application is submitted.


MORTGAGE PAYMENT CALCULATOR Calculate how much your monthly mortgage payment could be.

In this fast-paced world, it's important to be able to make a move on your own schedule. That's why we've developed an industry-leading mortgage application that allows you to do everything on your time! You can also:

  • Communicate with your loan officer anytime

  • Securely upload supporting documents

  • Track the status of your loan

Simple, right? Click the "Apply Now" button to get started!
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Welcome To Financing With Foss, powered by American Capital Mortgage Group!

We aim to make your next home loan the easiest loan you've ever gotten, and save you a lot of money in the process!

Your Texas born, Texas raised, Texas lender!

Looking to purchase a home? Well you've come to the right place! Financing With Foss, led by Austin Foss, is a customer-service oriented lender based in Austin, Texas. We have helped hundreds of families make being a homeowner a reality! If you're looking to buy a new property, here are some of the programs we offer:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

Are you looking to lower your interest rate or shorten your mortgage term? Do you want to tap in to some of the equity you have in your home? Do you want to find out how to do both? We don't stop at helping people buy homes, we help them make the most of their investment through refinancing when the time is right! Here are a few services we offer:

FHA Streamline | VA Streamline | Conventional | Jumbo

And these are just the beginning! We have access to programs that a lot of others simply don't. And because we want you to be our customer for life, you're going to get a level of service you didn't even think was possible!

Contact Financing With Foss today to discuss your mortgage loan options, and find out which loan program will best suit your needs. We look forward to turning your real estate dreams into a reality!